Pradhan Mantri Awas Yojana by Banks
Applying for a house under the Pradhan Mantri Awas Yojana is now possible through the online medium. The eligible applicants can apply for the scheme by submitting application forms in the common service centers (CSC). This service is available from the 3rd of November.
A total of 6000 CSC have been enabled for the submission of the Awas Yojana application forms. This application will cost Rs.25. the form will be accepted only of the candidate is found eligible. Once the form has been submitted to the CSC, the CSC will be responsible for verifying the application details.
Loan Approval and its Process
After the approval of the forms the candidates who have applied for housing loans they will be able to get the loan in the subsidized interest rate. But one has to remember that the subsidized interest rate is for the loan amount that is up to Rs.6000 for a period of 15 years. In case of a bigger loan amount or longer loan period the applicant will be charged normal interest rate for that extra amount or year.
Until not around 150 banks and finance companies have signed up for providing loans under this scheme. This would include banks like Canara Bank, Punjab National Bank, IDBI Bank, State Bank of India, and many other banks and housing finance institutions.
Here are the Lending Institution list from which individuals can avail the housing loans.
| S.No | ||||
| 1 | Dewan Housing Finance Corporation Ltd. | www.dhfl.com | NHB | Pvt Bank |
| 2 | Nivara Home Finance Ltd. | NHB | Pvt Bank | |
| 3 | Mamta Housing Finance Company Pvt. Ltd. | www.mamtahousingfinance.com | NHB | Pvt Bank |
| 4 | Sahara Housing Finance Corporation Ltd. | www.saharahousingfina.com | NHB | Pvt Bank |
| 5 | Mannappuram Home Finance Pvt. Ltd. | www.manappuram.com | NHB | Pvt Bank |
| 6 | LIC Housing Finance Ltd. | www.lichousing.com | NHB | Pvt Bank |
| 7 | Swarna Pragati Housing Microfinance Pvt. Ltd. | www.swarnapragatihousing.com | NHB | Pvt Bank |
| 8 | Edelweiss Housing Finance Ltd. | www.edelweissfin.com | NHB | Pvt Bank |
| 9 | Supreme Housing Finance Ltd. | NHB | Pvt Bank | |
| 10 | Religare Housing Development Finance Corporation Ltd. | www.religarehomeloans.com | NHB | Pvt Bank |
| 11 | India Bulls Housing Finance Ltd. | www.indiabullshomeloans.com | NHB | Pvt Bank |
| 12 | Shubham Housing Development Finance Company Pvt. Ltd. | www.shubham.co | NHB | Pvt Bank |
| 13 | Aptus Value Housing Finance India Ltd. | www.aptusindia.com | NHB | Pvt Bank |
| 14 | Hinduja Housing Finance Ltd. | NHB | Pvt Bank | |
| 15 | Mentor Home Loans India Ltd. | www.mentorhousing.com | NHB | Pvt Bank |
| 16 | GRUH Finance Ltd. | www.gruh.com | NHB | Pvt Bank |
| 17 | Muthoot Homefin Ltd. | www.muthootfinance.com | NHB | Pvt Bank |
| 18 | Sundaram BNP Paribas Home Finance Ltd. | www.sundarambnpparibashome.com | NHB | Pvt Bank |
| 19 | India Infoline Housing Finance Ltd. | www.iiflhomeloans.com | NHB | Pvt Bank |
| 20 | Swagat Housing Finance Company Ltd. | www.swagathfc.in | NHB | Pvt Bank |
| 21 | Aspire Home Finance Corporation Ltd. | www.ahfcl.com | NHB | Pvt Bank |
| 22 | Akme Star Housing Finance Ltd. | www.akmestarhousing.com | NHB | Pvt Bank |
| 23 | SEWA Grih Rin Ltd. | www.sgrlimited.in | NHB | Pvt Bank |
| 24 | MAS Rural Housing and Mortgage Finance Ltd. | www.mrhmfl.co.in | NHB | Pvt Bank |
| 25 | ICICI Home Finance Company Ltd. | www.icicihfc.com | NHB | Pvt Bank |
| 26 | Micro Housing Finance Corporation Ltd. | www.mhfcindia.com | NHB | Pvt Bank |
| 27 | SRG Housing Finance Ltd. | www.srghousing.com | NHB | Pvt Bank |
| 28 | GIC Housing Finance Ltd. | www.gichfindia.com | NHB | Pvt Bank |
| 29 | HBN Housing Finance Ltd. | www.hbnhousing.com | NHB | Pvt Bank |
| 30 | Mahindra Rural Housing Finance Ltd. | www.mahindrahomefinance.com | NHB | Pvt Bank |
| 31 | Habitat Microbuild India Housing Finance Company Pvt. Ltd. | www.microbuildindia.com | NHB | Pvt Bank |
| 32 | L & T Housing Finance Ltd. | www.lthousingfinance.com | NHB | Pvt Bank |
| 33 | HDFC Ltd. | www.hdfc.com | NHB | Pvt Bank |
| 34 | Capri Global Housing Finance Pvt. Ltd. | NHB | Pvt Bank | |
| 35 | Adhar Housing Finance Ltd. | www.aadharhousing.com | NHB | Pvt Bank |
| 36 | Can Fin Homes Ltd. | www.canfinhomes.com | NHB | Pvt Bank |
| 37 | Fullerton Home Finance Company Ltd. | www.fullertonindia.com | NHB | Pvt Bank |
| 38 | India Shelter Finance Corporation Ltd. | www.indiashelter.in | NHB | Pvt Bank |
| 39 | National Trust Housing Finance Ltd. | www.natrusthome.com | NHB | Pvt Bank |
| 40 | Repco Home Finance Ltd. | www.repcohome.com | NHB | Pvt Bank |
| 41 | Capital First Housing Finance Ltd. | www.capfirst.com | NHB | Pvt Bank |
| 42 | Muthoot Housing Finance Company Ltd. | www.muthootgroup.com | NHB | Pvt Bank |
| 43 | Shriram Housing Finance Ltd. | www.shriramhousing.in | NHB | Pvt Bank |
| 44 | Vastu Housing Finance Corporation Ltd. | NHB | Pvt Bank | |
| 45 | Manipal Housing Finance Syndicate Ltd. | www.manipalhousing.com | NHB | Pvt Bank |
| 46 | Fast Track Housing Finance Pvt. Ltd. | www.fasttrackhfc.com | NHB | Pvt Bank |
| 47 | Saral Home Finance Ltd. | www.saraldhan.com | NHB | Pvt Bank |
| 48 | AU Housing Finance Ltd. | www.auhfin.in | NHB | Pvt Bank |
| 49 | HUDCO | www.hudco.org | NHB | Pvt Bank |
| 50 | Aditya Birla Housing Finance Ltd. | www.adityabirlahomeloans.com | NHB | Pvt Bank |
| 51 | North East Region Housing Finance Company Ltd. | www.nerhofic.co.in | NHB | Pvt Bank |
| 52 | Orange City Housing Finance Ltd. | www.ochfl.com | NHB | Pvt Bank |
| 53 | Equitas Housing Finance Pvt. Ltd. | www.equitashf.in | NHB | Pvt Bank |
| 54 | Reliance Home Finance Ltd. | www.reliancehomefinance.com | NHB | Pvt Bank |
| 55 | India Home Loan Ltd. | www.indiahomeloan.co.in | NHB | Pvt Bank |
| 56 | Tata Capital Housing Finance Ltd. | www.tatacapitalhfl.com | NHB | Pvt Bank |
| 57 | DHFL Vyasa Housing Finance Ltd. | www.dvhousing.com | NHB | Pvt Bank |
| 58 | Magma Housing Finance | www.magmahfc.co.in | NHB | Pvt Bank |
| 59 | USB Housing Finance Corporation Ltd. | www.usbhousing.in | NHB | Pvt Bank |
| 60 | Home First Finance Company India Pvt. Ltd. | www.homefirstindia.com | NHB | Pvt Bank |
| 61 | Viva Home Finance Ltd. | www.vivagroup.in | NHB | Pvt Bank |
| 62 | RAAS Housing Finance India Ltd. | www.raashfc.com | NHB | Pvt Bank |
| 63 | Khush Housing Finance Ltd. | www.khfl.co.in | NHB | Pvt Bank |
| 64 | New Habitat Housing Finance and Development Ltd. | www.newhabitat.in | NHB | Pvt Bank |
| 65 | Panthoibi Housing Finance Company Ltd. | www.phfcl.org.in | NHB | Pvt Bank |
| 66 | DMI Housing Finance Pvt. Ltd. | www.dmihousingfinance.in | NHB | Pvt Bank |
| 67 | PNB Housing Finance Ltd. | www.pnbhousing.com | NHB | Pvt Bank |
| 68 | Cent Bank Home Finance Ltd. | www.cbhfl.com | NHB | Pvt Bank |
| Sl. No. | Public Sector Banks | Website | Name of the CNAs | Business of Banking |
| 1 | Corporation Bank | www.corpbank.com | NHB | Govt Bank |
| 2 | Central Bank of India | www.centralbankofindia.co.in | HUDCO | Govt Bank |
| 3 | Union Bank of India | www.unionbankonline.co.in | NHB | Govt Bank |
| 4 | Indian Bank | www.indian-bank.com | NHB | Govt Bank |
| 5 | Andhra Bank | www.andhrabank.in | NHB | Govt Bank |
| 6 | Bhartiya Mahila Bank | Govt Bank | ||
| 7 | Bank of India | Govt Bank | ||
| 8 | Punjab & Sind Bank | www.psbindia.com | NHB | Govt Bank |
| 9 | State Bank of Patiala | www.sbp.co.in | NHB | Govt Bank |
| 10 | Punjab National Bank | Govt Bank | ||
| 11 | State Bank of India | www.sbi.co.in | NHB | Govt Bank |
| 12 | Canara Bank | www.canarabank.in | NHB | Govt Bank |
| 13 | State Bank of Hyderabad | www.sbhyd.com | NHB | Govt Bank |
| 14 | United Bank of India | www.unitedbankofindia.com | NHB | Govt Bank |
| 15 | Allahabad Bank | www.allahabadbank.in | NHB | Govt Bank |
| 16 | Oriental Bank of Commerce | www.obcindia.co.in | NHB | Govt Bank |
| 17 | Dena Bank | www.denabank.co.in | NHB | Govt Bank |
| 18 | Bank of Maharashtra | Govt Bank | ||
| 19 | State Bank of Bikaner & Jaipur | www.sbbjbank.com | NHB | Govt Bank |
| 20 | Vijaya Bank | www.vijayabank.com | HUDCO | Govt Bank |
| 21 | Indian Overseas Bank | Govt Bank | ||
| 22 | Bank of Baroda | Govt Bank | ||
| 23 | State Bank of Travancore | www.statebankoftravancore.com | NHB | Govt Bank |
| 24 | IDBI Bank Ltd. | Govt Bank | ||
| 25 | UCO Bank | www.ucobank.com | NHB | Govt Bank |
| 26 | State Bank of Mysore | www.onlinesbm.com | NHB | Govt Bank |
| 27 | Syndicate Bank | www.syndicatebank.in | NHB | Govt Bank |
| Sl. No. | Private Sector Banks | Website | Name of the CNAs | Business of Banking |
| 1 | Tamilnad Mercantile Bank Ltd. | www.tmb.in | NHB | Pvt Bank |
| 2 | Lakshmi Vilas Bank | www.lvbank.com | HUDCO | Pvt Bank |
| 3 | Nainital Bank | www.nainitalbank.co.in | HUDCO | Pvt Bank |
| 4 | Karur Vysya Bank | www.kvb.co.in | NHB | Pvt Bank |
| 5 | DCB Bank Ltd. | www.dcbbank.com | NHB | Pvt Bank |
| 6 | Yes Bank | www.yesbank.in | NHB | Pvt Bank |
| 7 | Dhanlaxmi Bank Ltd. | www.dhanbank.com | HUDCO | Pvt Bank |
| 8 | ICICI Bank Ltd. | www.icicibank.com | NHB | Pvt Bank |
| 9 | South Indian Bank Ltd. | www.southindianbank.com | HUDCO | Pvt Bank |
| 10 | Karnataka Bank Ltd. | www.karnatakabank.com | NHB | Pvt Bank |
| 11 | Axis Bank Ltd. | www.axisbank.com | NHB | Pvt Bank |
| 12 | The Federal Bank Ltd. | www.federalbank.co.in | NHB | Pvt Bank |
| 13 | City Union Bank | www.cityunionbank.com | HUDCO | Pvt Bank |
| 14 | Catholic Syrian Bank | www.csb.co.in | NHB | Pvt Bank |
| 15 | J & K Bank | www.jkbank.net | HUDCO | Pvt Bank |
| Sl. No. | Regional Rural Banks | Website | Name of the CNAs | Business of Banking |
| 1 | Karnataka Vikas Grameena Bank | www.kvgbank.com | NHB | Govt Bank |
| 2 | Arunachal Pradesh Rural Bank | www.apruralbank.com | NHB | Govt Bank |
| 3 | Dena Gujarat Gramin Bank | www.dggb.co.in | NHB | Govt Bank |
| 4 | Langpi Dehangi Rural Bank | www.ldrb.org | NHB | Govt Bank |
| 5 | Narmada Jhabua Gramin Bank | www.njgb.in | NHB | Govt Bank |
| 6 | Odisha Gramin Bank | www.odishabank.in | NHB | Govt Bank |
| 7 | Saurashtra Gramin Bank | www.sgbrrb.org | NHB | Govt Bank |
| 8 | Maharashtra Gramin Bank | www.mahagramin.in | NHB | Govt Bank |
| 9 | Baroda Uttar Pradesh Gramin Bank | www.barodagraminbank.com | NHB | Govt Bank |
| 10 | Ellaquai Dehati Bank | www.edb.org.in | HUDCO | Govt Bank |
| 11 | Prathama Bank | www.prathamabank.org | NHB | Govt Bank |
| 12 | Mizoram Rural Bank | www.mizoramruralbank.com | NHB | Govt Bank |
| 13 | Uttarbanga Kshetriya Gramin Bank | www.ubkgb.org | HUDCO | Govt Bank |
| 14 | Satluj Gramin Bank | www.sgbbathinda.co.in | HUDCO | Govt Bank |
| 15 | Manipur Rural Bank | www.manipurruralbank.com | NHB | Govt Bank |
| 16 | J & K Grameen Bank | www.jkgb.in | HUDCO | Govt Bank |
| 17 | Nagaland Rural Bank | NHB | Govt Bank | |
| 18 | Pandayan Grama Bank | www.pandyangramabank.in | NHB | Govt Bank |
| 19 | Assam Gramin Vikash Bank | www.agvbank.co.in | NHB | Govt Bank |
| 20 | Allahabad U P Gramin Bank | www.allahabadgraminbank.in | NHB | Govt Bank |
| 21 | Baroda Gujarat Gramin Bank | www.bggb.in | NHB | Govt Bank |
| 22 | Uttar Bihar Gramin Bank | www.ubgb.in | NHB | Govt Bank |
| 23 | Vananchal Gramin Bank | www.vanachalgraminbank.com | HUDCO | Govt Bank |
| 24 | Baroda Rajasthan Kshetriya Gramin Bank | www.brkgb.com | HUDCO | Govt Bank |
| 25 | Sarva U.P. Gramin Bank | www.upgb.com | HUDCO | Govt Bank |
| 26 | Andhra Pradesh Grameena Vikas Bank | www.apgvbank.in | NHB | Govt Bank |
| 27 | Telangana Grameena Bank | www.tgbhyd.in | HUDCO | Govt Bank |
| 28 | Bihar Gramin Bank | www.bihargraminbank.in | HUDCO | Govt Bank |
| 29 | Madhya Bihar Gramin Bank | www.mbgbpatna.com | NHB | Govt Bank |
| 30 | Meghalaya Rural Bank | www.meghalayaruralbank.co.in | HUDCO | Govt Bank |
| 31 | Pragathi Krishna Gramin Bank | www.pragathikrishnabank.com | NHB | Govt Bank |
| 32 | Jharkhand Gramin Bank | www.jharkhandgraminbank.com | HUDCO | Govt Bank |
| 33 | Rajasthan Marudhara Gramin Bank | www.mgbbank.com | HUDCO | Govt Bank |
| 34 | Gramin Bank of Aryavart | www.aryavart.rrb.com | NHB | Govt Bank |
| 35 | Purvanchal Bank | www.purvanchalbank.com | HUDCO | Govt Bank |
| 36 | Madhyanchal Gramin Bank | www.mgbank.co.in | NHB | Govt Bank |
| 37 | Andhra Pragathi Grameena Bank | www.apgb.in | NHB | Govt Bank |
| 38 | Kashi Gomti Samyut Gramin Bank | www.kgsgbank.co.in | NHB | Govt Bank |
| 39 | Tripura Gramin Bank | www.tripuragraminbank.org | NHB | Govt Bank |
| 40 | Bangiya Gramin Vikas Bank | www.bgvb.co.in | HUDCO | Govt Bank |
| 41 | Uttarakhand Gramin Bank | www.uttarakhandgraminbank.com | HUDCO | Govt Bank |
| 42 | Chhattisgarh Rajya Gramin Bank | www.cgbank.in | NHB | Govt Bank |
| 43 | Utkal Grameen Bank | www.ugb.co.in | NHB | Govt Bank |
| 44 | Kerala Gramin Bank | www.keralagbank.com | NHB | Govt Bank |
| Sl. No. | Co-operative Banks | Website | Name of the CNAs | Business of Banking |
| 1 | The Mahanagar Co-operative Bank Ltd. | www.mahanagarbank.com | HUDCO | Govt Bank |
| 2 | Sangli Urban CoOperative Bank Ltd. | www.sangliurbanbank.in | HUDCO | Govt Bank |
| 3 | Nutan Nagarik Sahakari Bank Ltd. | www.nutanbank.com | HUDCO | Govt Bank |
| 4 | Sikkim State Co-operative Bank Ltd. | HUDCO | Govt Bank | |
| 5 | J & K State Cooperative Bank | HUDCO | Govt Bank | |
| 6 | Mizoram Cooperative Apex Bank Ltd. | www.mizoapex.com | HUDCO | Govt Bank |
| 7 | Jharkhand State Co-operative Bank Ltd. | www.jscb.gov.in | HUDCO | Govt Bank |
| 8 | Odisha State Co-operative Bank | www.oscb.coop | HUDCO | Govt Bank |
| 9 | The Kalyan Janata Sahakari Bank Ltd. | www.kalyanjanata.in | NHB | Govt Bank |
| 10 | Shri Mahila Sewa Sahakari Bank Ltd. | www.sewabank.com | NHB | Govt Bank |
| 11 | Rajkot Nagarik Sahakari Bank Ltd. | www.rnsbindia.com | NHB | Govt Bank |
| 12 | Meghalaya Co-Operative Apex Bank Ltd. | www.mcab.gov.in | HUDCO | Govt Bank |
| 13 | The Surat People’s Cooperative Bank Ltd. | www.spcbl.in | HUDCO | Govt Bank |
| 14 | Citizen Credit Co-operative Bank Ltd. | www.citizencreditbank.com | NHB | Govt Bank |
| 15 | Cosmos Co-operative Urban Bank Ltd. | www.cosmosbank.com | HUDCO | Govt Bank |
| 16 | The Goa State Co-operative Bank Ltd. | www.gscbgoa.com | HUDCO | Govt Bank |
| 17 | The Nawangar Co-operative Bank Ltd. | NHB | Govt Bank | |
| 18 | The West Bengal State Co-operative Bank Ltd. | www.wbscb.com | NHB | Govt Bank |
| 19 | The Bharat Co-operative Bank (Mumbai) Ltd. | www.bharatbank.com | NHB | Govt Bank |
| 20 | Sarvodaya Commercial Cooperative Bank | www.sccbank.in | NHB | Govt Bank |
| 21 | Mehsana Urban Co-operative Bank Ltd. | www.mucbank.com | HUDCO | Govt Bank |
| 22 | Sardar Bhiladwala Pardi People’s Co-Operative Bank Ltd. | www.pardipeoplesbank.in | HUDCO | Govt Bank |
| 23 | Karad Urban Co-Operative Bank Ltd. | www.karadurbanbank.com | HUDCO | Govt Bank |
| 24 | Bihar State Cooperative Bank Ltd. | http://biharbank.bih.nic.in | HUDCO | Govt Bank |
| 25 | Prime Co-operative Bank Ltd. | www.primebankindia.com | NHB | Govt Bank |
| 26 | Chhattisgarh Rajya Sahakari Bank Maryadit | www.cgapexbank.com | HUDCO | Govt Bank |
| 27 | Punjab & Maharashtra Co-operative Bank Ltd. | www.pmcbank.com | NHB | Govt Bank |
| 28 | Kalupur Commercial Co-operative Bank Ltd. | www.kalupurbank.com | HUDCO | Govt Bank |
| 29 | Bombay Mercantile Co-operative Bank | www.bmcbankltd.com | NHB | Govt Bank |
| 30 | Shikshak Sahakari Bank Ltd. | www.shikshakbank.com | HUDCO | Govt Bank |
| 31 | The Greater Bombay Co-operative Bank Ltd. | www.greaterbank.com | NHB | Govt Bank |
| 32 | The Gujarat State Co-operative Bank Ltd. | www.gscbank.co.in | NHB | Govt Bank |
| 33 | Ahmedabad Mercantile Co-operative Bank Ltd. | www.amco-bank.com | NHB | Govt Bank |
Other Articles
- Download BPL List of Pradhan Mantri Ujjwala Yojana OR SECC-2011 Data
- PM Ujjwala Yojana Toll Free Helpline Number
- Awas Yojana 2016 Application form
- Awas Yojana Details